Privacy Policy Of W CAPITAL
A legal disclaimer
The explanations and information provided on this page are only general and high-level explanations and information on how to write your own document of a Privacy Policy. You should not rely on this article as legal advice or as recommendations regarding what you should actually do, because we cannot know in advance what are the specific privacy policies you wish to establish between your business and your customers and visitors. We recommend that you seek legal advice to help you understand and to assist you in the creation of your own Privacy Policy.
Privacy Policy - the basics
Having said that, a privacy policy is a statement that discloses some or all of the ways a website collects, uses, discloses, processes, and manages the data of its visitors and customers. It usually also includes a statement regarding the website’s commitment to protecting its visitors’ or customers’ privacy, and an explanation about the different mechanisms the website is implementing in order to protect privacy.
Different jurisdictions have different legal obligations of what must be included in a Privacy Policy. You are responsible to make sure you are following the relevant legislation to your activities and location.
What to include in the Privacy Policy
Generally speaking, a Privacy Policy often addresses these types of issues: the types of information the website is collecting and the manner in which it collects the data; an explanation about why is the website collecting these types of information; what are the website’s practices on sharing the information with third parties; ways in which your visitors and customers can exercise their rights according to the relevant privacy legislation; the specific practices regarding minors’ data collection; and much, much more.
To learn more about this, check out our article “Creating a Privacy Policy”.
## 1. Information We Collect
We may collect the following types of information:
### a. Personal Information
- Full name, address, email address, phone number, and date of birth.
- Financial information, such as bank account details, investment preferences, and transaction history.
- Identification documents (e.g., passport, driver’s license) for compliance with anti-money laundering (AML) and know-your-customer (KYC) regulations.
- Account credentials for our client portal.
### b. Non-Personal Information
- Usage data, such as IP addresses, browser type, device information, and pages visited on our website.
- Cookies and tracking technologies to enhance user experience and analyze website performance.
### c. Information from Third Parties
- Data from financial institutions, credit agencies, or regulatory bodies to verify your identity or assess investment suitability.
- Publicly available information to support our client due diligence processes.
## 2. How We Use Your Information
We use your information to:
- Provide and manage investment services, including portfolio management, fund administration, and client reporting.
- Comply with legal and regulatory obligations, such as AML, KYC, and tax reporting requirements.
- Communicate with you about your investments, account updates, or promotional offers (with your consent where required).
- Improve our website, services, and client experience through analytics and feedback.
- Protect against fraud, unauthorized access, or legal disputes.
## 3. How We Share Your Information
We may share your information with:
- Service providers (e.g., custodians, administrators, IT vendors) who assist in delivering our services, bound by confidentiality agreements.
- Regulatory authorities, law enforcement, or courts to comply with legal obligations.
- Affiliated entities within W Capital for internal administrative purposes.
- Third parties in the event of a merger, acquisition, or business transfer, with appropriate safeguards.
We do not sell your personal information to third parties for marketing purposes.
## 4. Data Security
We implement industry-standard security measures, including:
- Encryption of sensitive data during transmission and storage.
- Access controls to limit data access to authorized personnel only.
- Regular security audits and vulnerability assessments.
While we strive to protect your data, no system is entirely secure. We encourage you to use strong passwords and safeguard your account credentials.
## 5. Your Rights
Depending on your jurisdiction, you may have the following rights regarding your personal information:
- Access: Request a copy of the data we hold about you.
- Rectification: Correct inaccurate or incomplete information.
- Deletion: Request deletion of your data, subject to legal or regulatory requirements.
- Restriction: Limit how we process your data in certain circumstances.
- Portability: Receive your data in a structured, commonly used format.
- Objection: Object to processing for marketing or other purposes.
- Withdraw Consent: Revoke consent where processing relies on it.
To exercise these rights, contact us at privacy@wcapital.com. We may verify your identity before processing requests.
## 6. International Data Transfers
As a global fund management company, we may transfer your data to countries outside your jurisdiction, including those with different data protection laws. We ensure appropriate safeguards, such as standard contractual clauses, are in place to protect your data.
## 7. Cookies and Tracking Technologies
Our website uses cookies to enhance functionality and analyze usage. You can manage cookie preferences through your browser settings. For details, see our Cookie Policy on our website.
## 8. Retention of Your Information
We retain your data only as long as necessary to fulfill the purposes outlined in this policy, comply with legal obligations, or resolve disputes. For example, we may retain financial records for seven years to meet regulatory requirements.
## 9. Third-Party Links
Our website may contain links to third-party sites. We are not responsible for their privacy practices. Please review their policies before providing personal information.
## 10. Children’s Privacy
Our services are not directed to individuals under 18. We do not knowingly collect personal information from minors. If we become aware of such data, we will delete it promptly.
## 11. Changes to This Privacy Policy
We may update this Privacy Policy to reflect changes in our practices or legal requirements. We will notify you of material changes via email or our website. The “Last Updated” date indicates the latest revision
## 12. Contact Us
If you have questions, concerns, or requests regarding this Privacy Policy or your data, please contact our Data Protection Officer at:
W Capital